Blocked Account and Health Insurance
Fast, Secure, Affordable
The all-in-one solution for our Indian students coming to Germany.
Fulfill your visa requirements stress-free with Expatrio. Simplify the whole process with our Value Package and multi-lingual support.
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Get your Blocked Account + Health Insurance and free German Bank Account. All in one package.
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Fund your studies with an ICICI Bank Education Loan. Easy apply with Expatrio.
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Powerful debit card for your online shopping enabled with Apple and Google Pay.
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Option to fund your Blocked Account in installments, and in Indian Rupees.
Need help with financing your move to Germany?
We have great news!
Our Value Package users can now apply for Education Loans* at preferential rates through our trusted partner ICICI Bank.
(*) Loans are provided by our partner ICICI Bank Ltd.
"My account was activated within 24 hours! Expatrio's commitment to efficient service was impressive, their dedication exemplifies Expatrio's commitment to exceeding customer expectations. Now even after coming to Germany, I haven't faced any difficulty with my Blocked Account and I'm getting the amount timely!"
Naveen Upadhyay
Master's Degree in Hochschule- Trier University of Applied Sciences
"With Expatrio, I was able to open a Blocked Account in just a few simple steps. With my Blocked Account in place, I was able to obtain my student visa and make my move."
Parag Nirwan
Master's Degree in Applied Computer Science
"Expatrio made everything easier for me, from being informed to going through the blocked account process, getting health insurance that was not rejected by the immigration offices and not having any problems at the airport."
Karla Morales
Graduate from Medical School
Expatrio Packages
Blocked Account
Fast, secure, affordable. Open online in just a few minutes
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Cost Breakdown
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Monthly fee: Only €5
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Blocked Account set-up fee: €69
Value Package
Unlock up to €269* worth of free benefits with the Expatrio Value Package
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ADDITIONAL FREE BENEFITS
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Cost Breakdown
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Monthly fee: Only €5
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Blocked Account set-up fee: €0 (€69 cashback)1
Health Insurance
Health insurance for your visa and stay in Germany
Win BIG with the Expatrio Scholarship
Prizes worth €25,000 on offer, including a massive €12,000 first prize!
Entry is easy, apply with a short video and be in with a chance. Don't miss out!
Blocked Account, Health Insurance, Bank Account & More
Blocked Account
Fast and secure Blocked Account for your German visa
Our Blocked Account (Sperrkonto) is accepted by all German authorities worldwide. It is a visa requirement to prove you have sufficient financial resources for your stay in Germany.
Health Insurance bundle
Personalized health insurance coverage
Our Health Insurance Plus package offers you tailored and customizable healthcare coverage. Our public and private insurance partners are award-winning and trusted by thousands. Plus, get free Travel Health Insurance.
Bank Account
Your free German Bank Account for everyday use
Send, receive, and manage your money in one place. Directly connected to your Blocked Account, including a German Identification Bank Account Number (IBAN) often required to make payments in Germany. Zero fees. No minimum balance required. Designed for internationals, and included in the Expatrio Value Package.
Value Package
Expatrio's exclusive €5/month deal.
Our all-inclusive offer for an easy start in Germany. Open your Blocked Account, free German Bank Account, and get your necessary Health Insurance coverage for your visa and studies in Germany. Plus, other free perks like ISIC card and cashback opportunities.
Need a German visa? You need Expatrio!
Are you moving to Germany for university or for preparatory courses (Studienkolleg)? Maybe you will au-pair, attend a language course, or search for a job?
Whatever brings you to Germany, you'll be covered with Expatrio. Skip the paperwork and the queues - secure your visa needs online.
My Life in Germany as an Indian
Watch as Meetul from India shares his story of studying in Germany and how he started his professional career here.
Value Package
Your all-inclusive package for an easy start in Germany.
How Our Customers Feel About Our Service
Expatrio Value Package
Simplify your move to Germany with Expatrio's Value Package! Get your mandatory Health Insurance + Blocked Account + free German Bank Account, and other free benefits!
Tips & Insights from the Expatrio Blog
German Food
ExpatrioFeb 15, 2024 10:39:37 AM
German traditional food and drink is almost certainly more exciting than most new residents and visitors expect it to be. Whilst there are regional...
Funny German Words
ExpatrioFeb 15, 2024 10:51:38 AM
Despite stereotypes of clipped speech and clinical precision, German is an expressive, clever, and often very amusing language. Its dictionary is...
Different German Residence Permits
ExpatrioFeb 15, 2024 11:00:11 AM
Germany is a popular destination for immigrants due to its strong economy and high standard of living. If you are looking to move to Germany, in many...
German Alphabet and Grammar | Top Tips
ExpatrioFeb 15, 2024 10:52:48 AM
The German alphabet contains notable differences when compared to English, but it's not too complex to learn. If you have already been writing or...
German Tax System
ExpatrioFeb 15, 2024 10:40:26 AM
Before you move to Germany, it’s good to be familiar with the taxation system – this will be of utmost importance to those who will be working in the...
German Holidays and Celebrations
ExpatrioFeb 15, 2024 10:59:56 AM
Germany enjoys a number of national and regional public holidays and other festivities that take place throughout the year. Those moving to Germany...
German Culture
ExpatrioFeb 15, 2024 10:40:09 AM
Germany is home to over 80 million people – as well as a diverse array of religions, customs, and traditions that make up the rich national psyche....
German Months
ExpatrioFeb 15, 2024 11:00:01 AM
Fundamental to learning any language is becoming familiar with how to talk about days, weeks, months, and years. Mastering how to communicate about...
Driving licence in Germany for foreigners
ExpatrioFeb 15, 2024 10:51:23 AM
Have you ever wondered how to get a German driver's license at a certified driving school?
FAQs
New: What is the required blocked amount for 2024?
Starting in 2024, the standard amount of money you need to fund your blocked account is increasing to €992 per month (€11,904 for a 12-month visa).
If you are on a Job-Seeker or Opportunity Card visa, the blocked amount is €1,027 per month.
This increase is decided by the German authorities, and is based on the new Bafög rate for 2024. You can read all about it here in our helpful article
What is Expatrio?
Expatrio is a relocation platform for international students, job-seekers, expats, and more who want to live in Germany. Our digital solution enables you to open a Blocked Account and get health insurance. Those two German visa essentials can be easily secured while you are still in your home country when you use our services.
What is the Expatrio Value Package?
The Expatrio Value Package is an all-inclusive package for people coming to Germany. The Value Package includes a Blocked Account, free German Bank Account, and your Health Insurance (necessary for your visa application). You will also get other free benefits like an International Student ID, eBooks and guides. By ordering this package, you will save time and money, and make your relocation to Germany as efficient as possible.
How does Expatrio's service work?
Expatrio is a fully digital service. To avail of any of the products offered (Blocked Account, Value Package, Health Insurances) you just need to open our website, choose the product you are interested in, go through the questionnaire to help us tailor the service to your needs, and fill in the application form.
What is the Expatrio Blocked Account?
A Blocked Account (Sperrkonto) is a German visa requirement for internationals coming from outside the European Union (EU) and European Economic Area (EEA). The Blocked Account proves that you have adequate financial resources to live in Germany during your stay. Expatrio offers you the opportunity to open a Blocked Account that is accepted by all German authorities worldwide and trusted by over 100k users.
What is the difference between a Blocked Account and a Bank Account?
A Blocked Account and a Bank Account are two different types of accounts. You need a Blocked Account to get your German visa, and a Bank Account to manage your money once you're in Germany.
Blocked Account:
A Blocked Account (Sperrkonto) is required to show the German authorities that you have enough money to live in Germany. The money in this account is 'blocked,' meaning you cannot use it until you arrive in Germany. Once you're in Germany, you need a Bank Account to access this money.
Bank Account:
A Bank Account, also called a ‘current account (Girokonto),’ is used for your daily expenses in Germany. You can use it to pay for rent, groceries, health insurance, and more. You’ll get a free digital debit card, and you can also choose to get a physical card if you would like.
When you get to Germany, your monthly payouts will be sent automatically from your Blocked Account to your Bank Account, arriving instantly.
With Expatrio, you get this German Bank Account for free with your Blocked Account, so you don't need another German Bank Account.
What is Expatrio Health Insurance Plus?
Health Insurance Plus is a special package offered by Expatrio, which combines several insurances (Private or Public Health Insurance, Travel Health/Incoming Insurance, and free benefits). This product offers you essential coverage with some of the best providers.
Where is Expatrio located?
Expatrio is located in Berlin, Germany.
As we are a fully digital service, you can always reach out to us online. You can also contact us via phone, should you desire to talk to one of our Customer Service managers. We have a 24-hr response time and are always here to support you with whatever questions you may have.
Who are the partners of Expatrio?
The list of the partners Expatrio has is constantly growing and can boast names like Techniker Krankenkasse, DR-WALTER, Cohort Go, AION, ELEMENT, Junior Chamber International and more.
Why should I use Expatrio?
Expatrio supports internationals to easily relocate to Germany by offering a Blocked Account, German Bank Account, and your essential Health Insurance coverage for visa application and stay in Germany. You can secure everything online and without any knowledge of German. You are also able to get all your documents accepted by all German authorities worldwide in a few days.
Who can use Expatrio services?
Expatrio services are designed to help people who are planning their relocation to Germany. No matter whether you are an university student, language school student, intern, job seeker, au-pair or tourist, Expatrio will help you overcome the German bureaucracy and prepare the documents required for your visa application.
Free Downloads!
We are here to make everything easier for you.
Find eBooks, checklists, and many more resources to help you with your life in Germany.
Footnotes
[*] Up to €269 savings consists of: €69 cashback on Blocked Account set-up fees + up to €90 TK-Flex cashback + free travel health insurance worth up to €95 + free digital ISIC card worth up to €15. This offer is only valid for customers who apply for the Value Package. Expatrio reserves the right to cancel this promotion at any point in time. Special terms and conditions apply.
[1] Value Package customers can receive their €69 cashback after activating both their Blocked Account and Health Insurance.
[2] TK-Flex is an elective tariff and only available for eligible TK health insurance customers. Once the TK membership is activated, TK-Flex can commence. Expatrio will provide the customer with detailed guidelines on how to do this. Within TK-Flex, users have the option to deselect/opt out of services they do not need. In return, there is a cashback bonus of up to €90 per year. However, if the services are needed after all, TK customers can reactivate their health insurance coverage by paying a deductible of €24 per service (up to €120) per year. Please refer to our TK-Flex page for more information.
[3] Free Incoming/ Travel Health Insurance coverage for up to 92 days as part of the Value Package for eligible customers worth up to € 95.00.
[4] Focus Money has awarded TK the 'Best Student Health Insurance Fund,' Study Travel Magazine has awarded DR-Walter the 'Super Star Award'', and Kubus has awarded ottonova first place in the service and customer satisfaction categories three times in a row.
[5] Without a residence permit, you will have temporary access to your Bank Account. Upon opening your Bank Account, you will be given a timeframe by which a residence permit is required. This timeframe will depend on your visa expiration date. Once you upload your residence permit within the given timeframe, you will be granted permanent access to your Bank Account and all the amazing benefits that come with it.