Value Package that includes Blocked Account and German Health Insurance

Value Package

Specially created for international students in Germany.

Order your German Blocked Account and Health Insurance and get many valuable services for free! The process is seamless, easy, and most importantly it is time- and cost-efficient. By ordering everything within just one package you will save a lot of time and money!


Expatrio - trusted by our customers

Value Package: the all-inclusive offer!

Some products from the Value Package are required for your visa, while others would be necessary after your arrival in Germany. Get all of them at once and save!

It has always been Expatrio’s mission to create an easy and seamless process to offer customers a tailored all-in-one solution, which includes all the necessary products in our beloved Value Package.

Best Value

Value Package

Get your all-round carefree package for your visa application and a seamless start in Germany.
FREE benefits. Save time & money.
  • Blocked Account with €49 cashback after you activate your Health Insurance.
  • Germany’s best Health Insurance* with English-speaking service and bonus program.
  • Free Incoming Insurance* up to 92 days. Officially accepted worldwide.
  • Free Current Account* with globally usable Mastercard, supporting Google and Apple Pay.
  • Free Stay Safe Insurance package* covering private liability + valuable items.
  • Free ISIC Card* giving you access to 150,000 benefits in 130+ countries.
Apply for value package

Seamless set-up: save time & money


Simply apply as early as possible prior to your visa appointment


Set up bank transfers to your own Blocked Account - of course under your name


Obtain your Blocked Account and Incoming Insurance. Once in Germany, verify to activate


Download Monese App to receive your monthly disbursements


Take your TK Health Insurance Certificate for your university enrollment


Receive your ISIC Card

Save money with free benefits from Expatrio

The products that you need especially are Blocked Account and Health Insurance because they are required by German embassies and missions abroad to obtain your visa. By applying for Value Package you will be able to save some money even on those essentials. All you need to do is just to activate your Health Insurance after arrival in Germany and you will receive a €49 cashback.

Still, there are many other aspects that you will need to have covered. For example, Current Bank Account which you will need to receive the monthly disbursements from your Blocked Account. To protect you from the bureaucracy which surrounds the German banking system, we offer you a free Current Bank Account for a year. You can open it online even before your arrival in Germany and manage all your funds in English. Moreover, Expatrio will automatically connect your Blocked Account with your Current Account so that you can receive your funds as soon as possible.

To complement that we are offering you an additional free Stay Safe Insurance bundle which includes Liability Insurance and Travel Insurance. They will support you if you break or damage someone's property or in case you lose your beloved belongings while traveling.

The Value Package is what you need for a smooth start of your new journey in Germany!

Strong Partners for Expatrio's Value Package

Techniker Krankenkasse TK logo
Monese logo
ONE logo-resized


What is the Value Package?

Value Package is a special offer tailored by Expatrio’s experts for students that are coming to Germany. The package includes all the services which are needed for a student to get a visa and then come to Germany prepared. Apart from being a holistic offer that takes a lot of burden off the students' shoulders, the Value Package is also extremely cost-efficient.

What are the benefits of the Value Package?

Firstly, the Value Package allows you to order everything within only one application. The information you provide once is automatically transferred to all the products that you get. Secondly, by ordering the Value Package you save a lot of money as half of the products come for free. Finally, each of the products included bears own unique benefits.

What products are included in the Value Package?

Value Package includes Blocked Account, Current Account (Monese), Health Insurance (Techniker Krankenkasse), Incoming Insurance (DR-WALTER), Stay Safe Insurance (ONE) and ISIC card.

How much does Expatrio’s Value Package cost?

While ordering Expatrio’s Value Package you pay only the Blocked Account monthly fee (€5) and set up fee (€49) as well as Health Insurance fees, which mostly depend on your profile (age, number of children, etc.). The rest of the services comes for free unless you want to extend them for the period that is not covered within the Value Package.

How much does each product in the Expatrio’s Value Package cost?

When purchased separately the prices of each item in the Value Package are the following:
• Blocked Account - €49 set up fee and €5 monthly fee (when you activate your Health Insurance you will receive €49 cashback to reimburse your set up fee);
• Current Account - €4.9 monthly;
• Incoming Insurance - €33 monthly;
• Health Insurance - around €100 monthly for university students (depending on personal profile);
• ISIC card - €15 set up fee;
• Stay Safe Insurance - €117 annual fee;
When you purchase the Value Package you pay only monthly fees for Blocked Account and Health Insurance.

Why does Expatrio offer a Value Package?

Expatrio is a customer-oriented brand that lives the values of its users and always strives to offer the best solutions tailored to the needs that arise. The Value Package is a perfect example of that. Understanding the needs and problems that students face while moving to Germany, Expatrio created a package which includes a set of services that help to address all the main issues arising during the relocation, while saving students’ money.



* Based on the quantity and quality of customer reviews on Google Reviews, Facebook Reviews and Trustpilot Reviews.

* Blocked Account opening within minutes in case of complete application including passport upload, depending on technical availability.

* Please refer to the respective Special Terms and Conditions: STCVP for the Value Package and STCHIP for the Health Insurance Plus.

* Techniker Krankenkasse has been awarded as the best German statutory health insurance fund (public health insurance) by Focus-Money (07/20). DR-WALTER health insurances has been awarded as Star Insurance provider.

* Monese "Classic" plan: free for the first 12 months (usually €5.95 per month). Afterwards, Users are entitled to a free "Simple" plan.

* DR-WALTER Incoming Insurance: valid for 180 days after arrival. The first 92 days for free (usually €69).

* ONE Stay Safe Insurance package: free of charge for the first 12 months (usually €117 p.a.) with automatic cancellation.

* ISIC card: free for first 12 months (usually €15 p.a.) with automatic cancellation. Only for university students (Bachelor/ Master).