Value Package that includes Blocked Account and German Health Insurance

Value Package

Specially created for foreign students at German Universities and Universities of Applied Sciences.

Order your German Blocked Account and Public Health Insurance necessary for your visa application, and get many valuable services for free! The process is seamless, easy, and most importantly it is time- and cost-efficient. By ordering everything at once you will save a lot of time and money!


Expatrio - trusted by our customers

Value Package: the all-inclusive offer!

Some products are required for your visa process and other products are required after your arrival in Germany to enroll at your university.

It has always been Expatrio’s mission to create an easy and seamless process to offer customers a tailored all-in-one solution, which includes all the necessary products in our beloved Value Package.

Save >€345*

Value Package

As a University student, you can get your all-round carefree package for your visa application and a seamless start in Germany.
Limited Offer: Blocked Account set-up for free by using the voucher code FREEBA19
  • Blocked Account accepted & approved by the Federal Foreign Office.
  • Free Incoming Travel Insurance* officially accepted worldwide.
  • Germany’s best Public Health Insurance* with English-speaking service and bonus program.
  • Free Current Account* with globally usable Mastercard, supporting Google and Apple Pay.
  • Free DeGiS membership* to enjoy Germany's largest community for international students.
  • Free Insurance package* covering private liability + loss, damage, theft of valuable items + repatriation
  • Free ISIC Card* giving you access to 150,000 benefits in 130+ countries.
Apply for value package

Seamless set-up: save time & money


Simply apply as early as possible prior to your visa appointment


Set up bank transfers to your own Blocked Account - of course under your name


Obtain your Blocked Account and Incoming Insurance. Once in Germany, verify to activate


Download Monese App to receive your monthly disbursements


Take your TK Health Insurance Certificate for your university enrollment


Receive your DeGis membership and ISIC Card.

Save more than €345*

With the Expatrio Value Package you can save more than €345* compared to purchasing all items separately.

The products that you need are especially: Blocked Account and Incoming Health Insurance as required by German embassies and missions abroad to obtain your visa for Germany. For your arrival in Germany, we included a Current Bank Account, so you can receive your monthly disbursements from your Blocked Account, and a Public Health Insurance, which you need to get enrolled at your University. As an extension of your health insurance, we added a Repatriation Insurance, meaning you’re covered even in the worst-case scenario.

To complement the Value Package, a lifelong free DeGiS membership is also included. DeGiS stands for Deutsche Gesellschaft internationaler Studierender and is Germany's largest student community, offering events, scholarships and much more. In your DeGiS membership, an insurance bundle is also added to make you feel safe in unforeseen events, such as breaking or damaging something (liability insurance), or while travelling, in case you lose your beloved belongings (travel item insurance). As a final addition, you will get an International Student Identity Card (ISIC) for a worldwide-accepted proof of your student status which also offers you a variety of discounts and benefits. 

The Value Package is what you need to speed up your visa application and for a smooth start of your new journey in Germany!

Strong Partners for Expatrio's Value Package

Techniker Krankenkasse TK logo
Monese logo

and more...

ONE logo-resized
DeGiS logo-resized


What is the Value Package?

Value Package is a special offer tailored by Expatrio’s experts for students that are coming to Germany. The package includes all the services which are needed for a student to get a visa and then come to Germany prepared. Apart from being a holistic offer that takes a lot of burden off the students' shoulders, the Value Package is also extremely cost-efficient as it allows to save more than €345.

What are the benefits of the Value Package?

Firstly, the Value Package allows you to order everything within only one application. The information you provide once is automatically transferred to all the products that you get.
Secondly, by ordering the Value Package you save more than €345 when compared to the total cost of all the products within the package if bought separately.
Finally, each of the products included bears own benefits.

What products are included in the Value Package?

Value Package includes Blocked Account, Current Account (Monese), Health Insurance (Techniker Krankenkasse), Incoming Insurance (DR-WALTER), DeGiS membership, Stay Safe Insurance (ONE), Repatriation Insurance (ELEMENT) and ISIC card.

How much does Expatrio’s Value Package cost?

While ordering Expatrio’s Value Package you pay only the Blocked Account monthly fee (€5) and set up fee (€49) (the set up fee can be waived with a voucher code, if available), as well as Techniker Krankenkasse Health Insurance fees, which are around €100 per month and depend on your profile (age, number of children, etc.). The rest of the services comes for free unless you want to extend them for the period that is not covered within the Value Package.

How much does each product in the Expatrio’s Value Package cost?

When purchased separately the prices of each item in the Value Package are the following:
• Blocked Account - €49 set up fee and €5 monthly fee;
• Current Account - €4.9 monthly;
• Incoming Insurance - €33 monthly;
• Public Health Insurance - around €100 monthly (depending on personal profile);
• Liability Insurance - €15 monthly;
• ISIC card - €15 set up fee;
• DeGiS membership - €120 annual membership fee;
• Stay Safe Insurance - €117 annual fee;
• Repatriation Insurance - €13.8 annual fee.
When purchased together as a part of the Value Package most of the fees mentioned above are waived saving you more than €345.

Why does Expatrio offer a Value Package?

Expatrio is a customer-oriented brand that lives the values of its users and always strives to offer the best solutions tailored to the needs that arise. The Value Package is a perfect example of that. Understanding the needs and problems that students face while moving to Germany, Expatrio created a package which includes a set of services that help to address all the main issues arising during the relocation, while saving students’ money.


* Based on the quantity and quality of customer reviews on Google Reviews, Facebook Reviews and Trustpilot Reviews.

* Please refer to the STCVP for further information on the Special Terms and Conditions for the Value Package and the Voucher Code.

* Compared to purchasing the products and services included in the Value package stand-alone as indicated in the respective areas respectively footnotes and the STCVP, calculation including the Voucher Code promotion.

* Techniker Krankenkasse has been awarded as the best German statutory health insurance fund (public health insurance) by the renowned Focus-Money (07/19) health insurer test for the thirteenth time in a row.

* Monese Current Account: The “Plus Plan” will be free of charge for the first 12 months (usually €4.95 per month).

* DR-WALTER Incoming Insurance: Valid for 180 days after arrival. First 31 days for free (usually €33).

* Calculation: difference in the Health Insurance premiums of DAK as compared to Techniker Krankenkasse (“TK”) on an annual basis (< 23 years or >23 with children: DAK €109.89 monthly, €1,318.68 p.a.; TK €103.94 monthly, €1,247.28 p.a.) // >23 years, no children: DAK €111.75 monthly, €1,341.00 p.a.; TK €105.80 monthly, €1,269.60 p.a.). In both cases, the TK premiums are €71.40 cheaper as compared to DAK. Please consider this calculation as an example and be advised that not only the price can vary but also the coverages. For more information, you can refer to our partner

* Deutsche Gesellschaft internationaler Studierender (DeGiS): Lifelong free membership (usually €120 per year, see, including DeGiS group insurance bundle, covered by ONE Versicherung AG, in the first year after activation, cancelled automatically (usually €117).

* Expatrio Repatriation group insurance: repatriation in case of death, covered by Element Insurance AG, in the first year after activation, cancelled automatically (usually €13.80).

* ISIC card: In the first year after activation, cancelled automatically (usually €15).