Value Package that includes Blocked Account and German Health Insurance

Value Package

Specially created for international students in Germany.

Open your German Blocked Account, get Health Insurance and receive free benefits! Expatrio Value Package is the best option for an easy start in Germany. With our all-inclusive offer, you're able to secure your two German visa essentials while saving time and money!


Value Package with Expatrio

Our all-inclusive offer!

We offer you the best option for an easy start in Germany!

The combination of Blocked Account and health insurance bundle (Incoming Insurance and Private or Public Health Insurance) is all you need for your new life in Germany.

Like all the Expatrio products, everything can be secured online and while you are still in your home country!

Best Value

Value Package

Our all-inclusive package for an easy start in Germany
Free benefits. Save time & money.
  • Blocked Account with €49 cashback after you activate your Health Insurance
  • Incoming Insurance, free for up to 92 days. Officially accepted worldwide
  • Germany’s best Public Health Insurance with English-speaking service and bonus program
  • Awarded Private Health Insurance with extensive coverage
  • Free Current Account with banking card and zero fees
  • Free ISIC Card giving you access to 150,000 benefits in 130+ countries
Apply for Value Package

Easy set-up: save time & money


Apply online while you're still in your home country.

Set-up & transfer

Set-up your Blocked Account and transfer the funds.

Get your visa

Take the 'Blocked Account' & 'Insurance' confirmation documents to your visa appointment.

Activate bank accounts

Activate both your Current and Blocked Accounts.

Activate Health Insurance

Activate your Health Insurance after enrollment.

Receive payouts

Get your monthly payouts and enjoy Germany!

Our Value Package is the best offer for anyone moving to Germany! 

Our Value Package includes our Blocked Account and Travel Health Insurance for your German visa and Health Insurance to stay in Germany. You also get extra perks, like a €49 cashback and a free current bank account. 

Check out our video for all details about our Value Package, including the most frequently asked questions.

Expatrio - trusted by our customers

More about Expatrio Value Package

Save money and time!

At Expatrio, we offer you an all-inclusive service to minimize the bureaucracy you may face when moving to Germany. With our Value Package, you are able to open a Blocked Account and get Health Insurance. Those two German visa essentials can be easily secured while you are still in your home country. 

With the best option for an easy start in Germany, you will also be able to save time and money. All you need to do is to activate your Health Insurance after arrival in Germany, and you will receive a €49 cashback.

We also offer you a Current Bank Account, which you'll need to receive the monthly payouts from your Blocked Account. With Expatrio Value Package you can get a free Current Bank Account for a year. You are able to open it online while you are still in your home country and manage your funds in English. Moreover, we will automatically connect your Blocked Account with your Current Account, so that you can receive your funds as soon as possible.

The Expatrio Value Package is all you need for an easy start in Germany!

Strong Partners for Expatrio's Value Package

Techniker Krankenkasse TK logo
Monese logo


What is the Value Package?

Value Package is a special offer tailored by Expatrio’s experts for students that are coming to Germany. The package includes all the services which are needed for a student to get a visa and then come to Germany prepared. Apart from being a holistic offer that takes a lot of burden off the students' shoulders, the Value Package is also extremely cost-efficient.

What are the benefits of the Value Package?

Firstly, the Value Package allows you to order everything within only one application. The information you provide once is automatically transferred to all the products that you get. Secondly, by ordering the Value Package you save a lot of money as half of the products come for free. Finally, each of the products included bears own unique benefits.

What products are included in the Value Package?

Value Package includes Blocked Account, Current Account (optional), Health Insurance (Techniker Krankenkasse), Incoming Insurance (DR-WALTER) and ISIC card.

How much does Expatrio’s Value Package cost?

While ordering Expatrio’s Value Package you pay only the Blocked Account monthly fee (€5) and set up fee (€49) as well as Health Insurance fees, which mostly depend on your profile (age, number of children, etc.). The rest of the services comes for free unless you want to extend them for the period that is not covered within the Value Package.

How much does each product in the Expatrio’s Value Package cost?

When purchased separately the prices of each item in the Value Package are the following:
• Blocked Account - €49 set up fee and €5 monthly fee (when you activate your Health Insurance you will receive €49 cashback to reimburse your set up fee)
• Current Account - €4.9 monthly (if you choose Monese)
• Incoming Insurance - €33 monthly
• Health Insurance - around €100 monthly for university students (depending on personal profile)
• ISIC card - €15 set up fee
When you purchase the Value Package you pay only monthly fees for Blocked Account and Health Insurance.

Why does Expatrio offer a Value Package?

Expatrio is a customer-oriented brand that lives the values of its users and always strives to offer the best solutions tailored to the needs that arise. The Value Package is a perfect example of that. Understanding the needs and problems that students face while moving to Germany, Expatrio created a package which includes a set of services that help to address all the main issues arising during the relocation, while saving students’ money.



* Based on the quantity and quality of customer reviews on Google Reviews, Facebook Reviews and Trustpilot Reviews.

* Blocked Account opening within minutes in case of complete application including passport upload, depending on technical availability.

* Please refer to the respective Special Terms and Conditions: STCVP for the Value Package and STCHIP for the Health Insurance Plus.

* Techniker Krankenkasse has been awarded as the best German statutory health insurance fund (public health insurance) by Focus-Money (07/21). DR-WALTER health insurances has been awarded as Star Insurance provider.

* Current account is optional for all customers. You are able to choose between N26, Monese or other provider. More information on our Current Account page.

* DR-WALTER Incoming Insurance: valid for 180 days after arrival. The first 92 days for free (usually €69).

* ISIC card: free for first 12 months (usually €15 p.a.) with automatic cancellation. Only for university students (Bachelor/ Master).