Protection

Insurances

Protection is one of Expatrio's main drivers. Our Value Package and Health Insurance Plus offer you tailored protection so your relocation to Germany is seamless and easy.

To make sure we've got your back, we offer you from health to repatriation insurance, going through liability, incoming and travel insurances.

Read on to find out more about our repatriation insurance and our Stay Safe Package.

Repatriation insurance

Coverage even for the most sensitive issues

Health insurance is probably one of your main concerns when moving to Germany. However, one very important issue that can be easily forgotten in that moment is: what happens in the worst-case scenario, an unexpected demise?

Expatrio wants to make sure you feel safe and protected even in a sensitive situation like this one. That’s why we’ve partnered with ELEMENT Insurance AG to offer you a repatriation insurance, which takes into account your religious beliefs, and includes:

  • Repatriation of the body in case of death by air or land route
  • Professional assistance for relatives 
  • Sensible coverage extension for public health insurance

The repatriation insurance is already added on your Value Package and Health Insurance Plus. The service is free of charge for the first year, which means you'll save €13.80 for this coverage. After one year, the coverage will be terminated automatically. Also good to know is that your repatriation insurance is activated right after your TK health insurance is active

If you don't have the Value Package or the Health Insurance package and still want to have the repatriation insurance, you can acquire it independently by contacting us.

Check our blog post about the repatriation insurance to know more details about how this coverage was developed.

Stay Safe Package

The perfect insurance mix for international students

Based on the fact that all international students should have the opportunity to get the same insurance coverage most Germans hold, we’ve partnered with ONE Versicherung to offer you a mix of liability and travel insurance.

Our Stay Safe Package is the result of all that Expatrio believes is essential for a safe and seamless arrival in Germany. 

ONE, a digital insurance company, and Expatrio provide you the Stay Safe package, which includes:

  1. Compact Private Liability Insurance: covering you in case you harm someone or break something. For example: breaking someone's glasses, spilling some red wine on someone's carpet or dropping a friend’s phone.
  2. Travel Smart Insurance: covering damages, loss or theft of your beloved belongings (up to €2.500), your laptop (up to €1.500) or mobile phone (up to €1.000), on your journeys within Germany and abroad up to 28 days.

You can opt for the Stay Safe Package as part of your free DeGiS membership, which comes with your Value Package and Health Insurance Plus. The service is free of charge for the first year, meaning you'll save €117 for this coverage. After one year, the coverage will be terminated automatically.

 

Check out our pages to know more about health insurance in Germany.