Skip to content

Blocked Account, Health Insurance, Bank Account

Pay Less,

Get More

The all-in-one visa package for internationals coming to Germany. Trusted by 200,000 users worldwide. 

  • Accepted by German authorities
  • Money back guarantee in case of visa rejection
  • Secure your visa essentials even before your university admission
  • Expert Customer Support offered in 10 languages
Moving to Germany? Whether you want to do a Master's, Bachelor's, or are a working professional - Expatrio is the all-in-one solution to fulfill your visa requirements stress-free. We support you from the moment you start your journey to settling, living, and working in Germany. We simplify everything, from visa requirements to insurance and banking, so you can focus on making Germany your new home.

Pay Less icn-less

icn-baGerman Blocked Account

Get a German Blocked Account in your name for €5/month + initial set-up fee when you apply for the Value Package.  Accepted by all German authorities.

icn-phiHealth Insurance Premiums

We have carefully selected award-winning Health Insurance partners that offer the best coverage while keeping the premiums affordable.

icn-ftiFree Travel Insurance

Receive free Travel Health Insurance worth up to €95 as part of our Value Package to ensure you are fully covered during your stay.

Get More icn-more

icn-gbaFree Expatrio Bank Account

Only with Expatrio - receive a Bank Account automatically connected to your Blocked Account. Instant access to your funds after arrival in Germany.

icn-phiPublic and Private Health Insurance

Be fully covered by our top health insurance partners for internationals. Awarded many times in a row. Accepted for university.4

icn-isicInternational Student Identity Card

Get a free internationally accepted digital identity card which provides student status verification & thousands of discounts worldwide.

Pay Less icn-less

icn-baGerman Blocked Account

Get a German Blocked Account in your name for €5/month + initial set-up fee when you apply for the Value Package.  Accepted by all German authorities.

icn-phiHealth Insurance Premiums

We have carefully selected award-winning health insurance partners that offer the best coverage while keeping the premiums affordable.

icn-ftiFree Travel Insurance

Receive free Travel Health Insurance worth up to €95 as part of our Value Package to ensure you are fully covered during your stay.

Get More icn-more

icn-gbaFree German Bank Account

Only with Expatrio - receive a Bank Account automatically connected to your Blocked Account. Instant access to your funds after arrival in Germany.

icn-phiPublic and Private Health Insurance

Be fully covered by our top health insurance partners for internationals. Awarded many times in a row.4

icn-isicInternational Student Identity Card

Get a free internationally accepted digital identity card which provides student status verification & thousands of discounts worldwide.

Naveen_india

"My account was activated within 24 hours! Expatrio's commitment to efficient service was impressive, their dedication exemplifies Expatrio's commitment to exceeding customer expectations. Now even after coming to Germany, I haven't faced any difficulty with my Blocked Account and I'm getting the amount timely!"

Naveen Upadhyay
Master's Degree in Hochschule- Trier University of Applied Sciences

testimonials-parag-story

"With Expatrio, I was able to open a Blocked Account in just a few simple steps. With my Blocked Account in place, I was able to obtain my student visa and make my move."

Parag Nirwan
Master's Degree in Applied Computer Science

testimonials-karla-story

"Expatrio made everything easier for me, from being informed to going through the blocked account process, getting health insurance that was not rejected by the immigration offices and not having any problems at the airport."

Karla Morales
Graduate from Medical School

Need help with financing your move to Germany?

We have great news! 

Our Value Package users can now apply for Education Loans* at preferential rates through our trusted partner ICICI Bank.

(*) Loans are provided by our partner ICICI Bank Ltd.

icici hero

Expatrio Packages

Blocked Account Only

Fast, secure, affordable. Open online in just a few minutes

  • Accepted by all German authorities
  • Instant blocked amount confirmation once funds are received
  • Free German Bank Account automatically connected to your Blocked Account
  • VALUE PACKAGE EXTRAS YOU WON'T GET
  • Does not include Health Insurance
  • Does not include Additional Free Benefits
  • COST BREAKDOWN
  • Monthly fee: Only €5
  • Blocked Account set-up fee: €89
Top Choice

Value Package

Blocked Account, Health Insurance, and more!
  • GERMAN BLOCKED ACCOUNT
  • Accepted by all German authorities
  • Instant blocked amount confirmation once funds are received
  • TRAVEL HEALTH INSURANCE / INCOMING INSURANCE
  • Free coverage worth up to €953. Mandatory for your visa
  • GERMAN HEALTH INSURANCE
  • Award-winning, affordable cover for visa, university, and life in Germany4
  • Up to €90 cashback with your personalized insurance2
  • FREE GERMAN BANK ACCOUNT
  • Instant access to monthly payouts + automatically connected to your Blocked Account
  • Free digital bank card ready to use worldwide. Apple + Google Pay.
  • ADDITIONAL FREE BENEFITS
  • Free International Student ID Card (digital) with thousands of discounts1
  • In-app accommodation access
  • COST BREAKDOWN
  • Monthly fee: Only €5
  • Blocked Account set-up fee: €89

Health Insurance Only

Health insurance for your visa and stay in Germany

  • Free Travel Health Insurance / Incoming Insurance worth up to €95. 3 Mandatory for your visa.
  • Award-winning, affordable cover for visa, university, and life in Germany4
  • Up to €90 cashback with your personalized insurance 2
  • VALUE PACKAGE EXTRAS YOU WON'T GET
  • Does not include Blocked Account
  • Does not include Additional Free Benefits
Top Choice

Value Package

Blocked Account, Health Insurance, and more!
  • GERMAN BLOCKED ACCOUNT
  • Accepted by all German authorities
  • Instant blocked amount confirmation once funds are received
  • TRAVEL HEALTH INSURANCE / INCOMING INSURANCE
  • Free coverage worth up to €953. Mandatory for your visa
  • GERMAN HEALTH INSURANCE
  • Award-winning, affordable cover for visa, university, and life in Germany4
  • Up to €90 cashback with your personalized insurance2
  • FREE GERMAN BANK ACCOUNT
  • Instant access to monthly payouts + automatically connected to your Blocked Account
  • Free digital bank card ready to use worldwide. Apple + Google Pay.
  • ADDITIONAL FREE BENEFITS
  • Free International Student ID Card (digital) with thousands of discounts1
  • In-app accommodation access
  • COST BREAKDOWN
  • Monthly fee: Only €5
  • Blocked Account set-up fee: €89

Blocked Account Only

Fast, secure, affordable. Open online in just a few minutes

  • Accepted by all German authorities
  • Instant blocked amount confirmation once funds are received
  • Free German Bank Account automatically connected to your Blocked Account
  • VALUE PACKAGE EXTRAS YOU WON'T GET
  • Does not include Health Insurance
  • Does not include Additional Free Benefits
  • COST BREAKDOWN
  • Monthly fee: Only €5
  • Blocked Account set-up fee: €89

Health Insurance Only

Health insurance for your visa and stay in Germany

  • Free Travel Health Insurance / Incoming Insurance worth up to €95. 3 Mandatory for your visa.
  • Award-winning, affordable cover for visa, university, and life in Germany4
  • Up to €90 cashback with your personalized insurance 2
  • VALUE PACKAGE EXTRAS YOU WON'T GET
  • Does not include Blocked Account
  • Does not include Additional Free Benefits

Expatrio Value Package

Simplify your move to Germany with Expatrio's Value Package. Get your Blocked Account + mandatory Health Insurance and other free benefits. 

Get Value Package

Blocked Account, Health Insurance, Bank Account & More

blocked-account-illustration

Blocked Account

Fast and secure Blocked Account for your German visa

Our Blocked Account (Sperrkonto) is accepted by all German authorities worldwide. It is a visa requirement to prove you have sufficient financial resources for your stay in Germany. 

health-insurance-illustration

Health Insurance bundle

Personalized health insurance coverage

Our Health Insurance Plus package offers you tailored and customizable healthcare coverage. Our public and private insurance partners are award-winning and trusted by thousands. Plus, get free Travel Health Insurance.

Expatrio illustration using ATM

Expatrio Bank Account

Your free German Bank Account for everyday use

Send, receive, and manage your money in one place. Directly connected to your Blocked Account, including a German Identification Bank Account Number (IBAN) often required to make payments in Germany. Zero fees. No minimum balance required. Designed for internationals, and included in the Expatrio Value Package.

value-package-illustration

Value Package

Expatrio's exclusive €5/month deal. 

Our all-inclusive offer for an easy start in Germany. Open your Blocked Account, free German Bank Account, and get your necessary Health Insurance coverage for your visa and studies in Germany. Plus, other free perks like ISIC card and cashback opportunities.

Need a German visa? You need Expatrio!

Are you moving to Germany for university or for preparatory courses (Studienkolleg)? Maybe you will au-pair, attend a language course, or search for a job?

Whatever brings you to Germany, you'll be covered with Expatrio. Skip the paperwork and the queues - secure your visa needs online.

Get YOur Value Package
illustration-consultation

My Life in Germany as an Indian

Watch as Meetul from India shares his story of studying in Germany and how he started his professional career here.  

value-package-teaser-large

Value Package

Your all-inclusive package for an easy start in Germany.

  • German Blocked Account accepted by all German authorities.
  • Up to €90 cashback every year for three years with TK-Flex.2
  • Free Travel Health Insurance for your visa worth up to €95. Accepted worldwide.3
  • Germany’s best Public Health Insurance with English-speaking service and bonus program.4
  • Award winning Private Health Insurance with extensive coverage.4
  • Free Expatrio Bank Account for your life in Germany. No other Bank Account needed.
  • Free digital ISIC with access to worldwide discounts (worth up to €18).1
  • Accommodation opportunities via the Expatrio mobile app

How Our Customers Feel About Our Service

All-in-One app for Relocation to Germany

Blocked Account, Health Insurance, German Bank Account, and much more!

Expatrio_Portrait_Group_00213_v2 1

Tips & Insights from the Expatrio Blog

A person typing on their laptop

German scholarships for foreign students [DAAD Scholarship]

ExpatrioDec 11, 2024 9:00:00 AM

Studying in Germany offers a blend of elite academic institutions, the chance to learn from global industrial giants, and the attractions of a...

MBBS in Germany [Complete guide]

MBBS in Germany [Complete guide]

ExpatrioDec 11, 2024 9:00:00 AM

If you want to obtain a "Bachelor of Medicine, Bachelor of Surgery" (MBBS) qualification, studying abroad is often the best route to choose. Germany...

Picture of a german university

Best Universities for International Students in Germany

TubaDec 11, 2024 9:00:00 AM

Germany is very welcoming to students coming from abroad, and it has increasingly become a popular study destination. In fact, 11 of the world's 100...

The German Grading System: A Guide for International Students

The German Grading System: A Guide for International Students

TubaDec 10, 2024 10:00:00 AM

If you have done your early education in India, the UK, or any other education system outside of Germany, you're likely familiar with seeing 100% as...

Funding your German Blocked Account in 2025: How much money do you need?

Funding your German Blocked Account in 2025: How much money do you need?

ExpatrioJul 17, 2024 2:42:04 PM

Opening and funding your Blocked Account is one of the first steps to secure your German visa. In 2025, the standard amount you need to prove to the...

A teaching book representing studying

German Education System

ExpatrioDec 11, 2024 9:00:00 AM

The quality of German education is world-renowned for a reason. It's well-organized and designed to be highly accessible to all students allowing...

Working as a student in Germany

Working as a student in Germany

ExpatrioDec 11, 2024 9:00:00 AM

Germany's economy is well-suited to find part-time jobs, especially for students who need some extra income. When you start your job search, you'll...

Nursing students in Germany

Study Nursing in Germany

TubaDec 10, 2024 10:00:00 AM

Are you thinking about a career in nursing? Germany can be a great place to start. With a stable education system, a well-organized healthcare...

Study in Germany for Free for International Students

Study in Germany for Free for International Students

AdminDec 11, 2024 9:00:00 AM

International students who want to study in Germany for free have a lot of options. They can choose from over 10,000 programs at German universities...

FAQs

What is the required blocked amount for 2025?

What is Expatrio?

What is the Expatrio Value Package?

How does Expatrio's service work?

What is the Expatrio Blocked Account?

What is the difference between a Blocked Account and a Bank Account?

What is Expatrio Health Insurance Plus?

Where is Expatrio located?

Who are the partners of Expatrio?

Why should I use Expatrio?

Who can use Expatrio services?

studybuddy-teaser-medium

Interested in studying in Germany?

Use the Expatrio StudyBuddy

  • Friendly guide to assist you effortlessly on your journey
  • Interactive stey-by-step checklist with useful tips
  • Get advanced program recommendations to find your perfect choice
  • Live webinars, including a live Q&A with experts
Apple Pay Icon

Did you know you can use your Expatrio digital debit card directly via your smartphone wallet with  Apple Pay?

Expatrio Value Package

Simplify your move to Germany with Expatrio's Value Package. Get your Blocked Account + mandatory Health Insurance and other free benefits. 

Get Value Package

Footnotes

[1] With the Value Package, you save the following: Up to €90 TK-Flex cashback + free Travel Health/Incoming Insurance worth up to €95 + free digital ISIC card worth up to €18. This offer is only valid for customers who apply for the Value Package. Expatrio reserves the right to cancel this promotion at any point in time. Special terms and conditions apply.

[2] TK-Flex is an elective tariff and only available for eligible TK Health Insurance customers. Once the TK membership is activated, TK-Flex can commence. Expatrio will provide the customer with detailed guidelines on how to do this. Within TK-Flex, users have the option to deselect/opt out of services they do not need. In return, there is a cashback bonus of up to €90 per year. However, if the services are needed after all, TK customers can reactivate their Health Insurance coverage by paying a deductible of €24 per service (up to €120) per year. Please refer to our TK-Flex page for more information. 

[3]  Free Incoming/ Travel Health Insurance coverage for up to 92 days as part of the Value Package for eligible customers worth up to € 95.00.

[4] Focus Money has awarded TK the 'Best Student Health Insurance Fund,' Study Travel Magazine has awarded DR-Walter the 'Super Star Award'', and Kubus has awarded ottonova first place in the service and customer satisfaction categories three times in a row.

[5] Upon opening your Expatrio Bank Account, a valid visa or a valid residence permit will be required in order to maintain access. The timeframe in which you will need to provide these documents will be provided to you.