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  • Blocked Account
  • Health Insurance
  • Free Benefits


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Hello from Bieni! We are Burak and Ezgi, two master’s students in Germany. Ezgi is studying International Business Studies at the University of Erlangen-Nürnberg and Burak is studying International Management at Goethe-Frankfurt University. In parallel to our studies, we are working as working students, as well.

Since we also applied for a visa before going to Germany, we know one of the requirements is opening a blocked account, which might require a lot of paperwork. We understand how stressed you are during this visa application process. So we know your pain :) But do not worry, it is easier than you think with Expatrio! 

Simply answer a few questions and open your blocked account! If you want, you can also get health insurance for your studies from one of the biggest insurance providers in Germany.

We hope you like your experience with Expatrio and we wish you all the best in Germany!

Türkçe versiyonu

Herkese Bieni’den merhaba! Biz Burak ve Ezgi. İkimiz de Almanya’da yüksek lisans yapıyoruz. Burak Goethe-Frankfurt Üniversitesinde International Management programında, Ezgi ise Erlangen-Nürnberg Üniversitesinde International Business Studies programında eğitimine devam ediyor. Aynı zamanda ikimiz de working student olarak iki farklı firmada çalışıyoruz.

Almanya’ya gelmeden önce biz de vizeye başvurduğumuz için gerekliliklerden birinin bloke hesap açmak olduğunu biliyoruz. Bu süreç aslında çok fazla evrak işi gerektiren bir süreç. Eminiz ki siz de vize başvuru sürecinizde normalden fazla stresli hissediyor olabilirsiniz, sizi çok iyi anlayabiliyoruz. Ama bu süreci Expatrio ile daha kolay hale getirebilirsiniz. Expatrio’da hesap açarken size yöneltilen birkaç soruyu hızlıca cevaplayıp hemen hesabınızı oluşturabilirsiniz. İsterseniz Expatrio üzerinden sağlık sigortanızı Almanya’nın en iyi sigorta şirketlerinden birinden de yaptırabilirsiniz.

Umarız Expatrio ile olan tecrübenizden memnun kalırsınız. Bol şans!

Bieni :)


Check out Bieni's YouTube channel for more videos about studying in Germany.

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Expatrio & Bieni

Blocked Account, Health Insurance & more

Expatrio makes your relocation to Germany easy. Through a fully online process with low fees and money-back guarantee, you'll be able to get all you need for your visa and stay in Germany.

Blocked Account

Fast, secure, affordable. Open online in just a few minutes

  • Blocked Account in your name with German IBAN
  • Accepted by all German authorities worldwide
  • Very low fees. €49 set-up, €5 per month only
  • Cheap local currency transfer options with Expatrio Payment
  • Highest security standards and protection
  • Trusted by 100k+ users all over the world
  • All-in-One app for life in Germany

Value Package

Get your visa needs in one easy package, for just €5/month*

Plus, save up to €249* on these items:

  • German Blocked Account accepted by all German authorities
  • Award-winning public or private health insurance coverage4,5
  • Only pay €5 per month. Set-up fee is returned to you in full.*
  • Free Travel Health Insurance worth up to €953
  • Up to €90 cashback with your personalised health insurance2
  • Instant blocked amount confirmation once funds are received
  • 24hr customer response time
  • All-in-One app for life in Germany
  • Free International Student ID Card (ISIC) worth up to €15*
  • Free choice of German bank accounts
  • Free eBooks and resources for life and studies in Germany
  • In-app access to top-tier accommodation for internationals

Health Insurance

Health insurance for your visa and stay in Germany

  • Incl. free Travel Health Insurance3
  • Immediate confirmation for visa application and enrollment
  • Best public German health insurance4
  • Award-winning private health insurance5
  • Doctor appointment service & live chat
  • Extensive coverage incl. vaccinations
  • All-in-One app for life in Germany

More Questions?

We are here to make everything easier for you.

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[*] Up to €249 savings consists of: €49 cashback on blocked account set-up fees + up to €90 TK-Flex cashback + free travel health insurance worth up to €95 + free ISIC card worth up to €15. This offer is only valid for customers who apply for the Value Package. Expatrio reserves the right to cancel this promotion at any point in time. Special terms and conditions apply.

[1] Value Package customers can receive their €49 cashback after activating both their blocked account and health insurance.

[2] TK-Flex is an elective tariff and only available for eligible TK health insurance customers. Once the TK membership is activated, TK-Flex can commence. Expatrio will provide the customer with detailed guidelines on how to do this. Within TK-Flex, users have the option to deselect/opt out of services they do not need. In return, there is a cashback bonus of up to €90 per year. However, if the services are needed after all, TK customers can reactivate their health insurance coverage by paying a deductible of €24 per service (up to €120) per year. Please refer to our TK-Flex page for more information. 

[3]  Free Incoming/ Travel Health Insurance coverage for up to 92 days as part of the Value Package for eligible customers worth up to € 95.00.

[4] In the issue 07/2023, Focus-Money business magazine awarded TK “Best Student Health Insurance Fund”.

[5] DR-WALTER has been awarded the Super Star Award by the Study Travel Magazine.