Special Terms and Conditions Health Insurance Plus Package (“STCHIP”)
Special Terms and Conditions Value Package (“STCVP”) for the Expatrio Health Insurance Plus Package
This English Special Terms and Conditions are binding in all respects.
Expatrio is a brand of Expatrio Global Services GmbH, Friedrichstraße 194, 10117 Berlin, Germany. Expatrio is a digital relocation platform for internationals that provides necessary products such as health insurance, blocked account and other related products to individuals (hereafter referred to as “User“ or “you”).
2 SPECIAL TERMS AND CONDITIONS
The following Special Terms and Conditions Health Insurance Plus Package (“STCHIP”) shall serve as an agreement that sets forth the General Terms and Conditions (“GTC”) of Expatrio which can be viewed on https://www.expatrio.com.
2.1 THE HEALTH INSURANCE PLUS PACKAGE
The Health Insurance Plus Package enables the User to conclude various products and services at the same time within one application. The products and services are:
- Techniker Krankenkasse Public Health Insurance (TK)
- DR-WALTER Incoming Insurance (Travel Health Insurance)
- Monese Current Bank Account
- International Student Identity Card (ISIC)
- Membership in the Deutsche Gesellschaft internationaler Studierender (DeGis)
The respective Terms & Conditions of the product- and service providers apply.
3 CONDITIONS PRECEDENT
The benefits that come along with the Health Insurance Plus Package, e.g. savings or free additions are only applicable if the following conditions precedent are met. The User is responsible to activate the Techniker Krankenkasse (TK) Health Insurance with Expatrio as the broker of record by submitting (i) the Certificate of Enrolment (“Immatrikulationsbescheinigung”) containing the university start date, (ii) the German address, (iii) an IBAN, and (iv) any additional documents requested by Expatrio if needed.
For the avoidance of doubt: it is not mandatory to activate the Monese Current Bank Account, the International Student Identity Card (ISIC) or the Deutsche Gesellschaft internationaler Studierender (DeGis) membership.
If a user does not fulfill the conditions completely or partly, the advantages, which the Health Insurance Plus Package grants, are void, so that the user must compensate Expatrio for the actual costs. The actual costs in principle correspond to the value of the granted advantage, as it is represented on the website.
Those costs will be:
- DR-WALTER Incoming Insurance (Travel Health Insurance) (maximum €33)
- International Student Identity Card (ISIC) (€15)
If a blocked account of the user arranged by Expatrio exists, Expatrio may collect the costs to be replaced from the amount available on it and – if not sufficient – from the amounts to be paid monthly. If no such blocked account of the user exists or its amounts are not sufficient, Expatrio may collect the costs to be replaced with the consent of the user from his current account. In other cases Expatrio will invoice the user for the costs to be reimbursed, combined with the request for payment within 14 days.
4 TERMINATION AND WITHDRAWAL
The User can withdraw from the contractual relation with Expatrio within two weeks after submitting the declaration in writing to:
Expatrio Global Services GmbH
5 COURT OF JURISDICTION AND APPLICABLE LAW
This contract shall be governed by the laws of the Federal Republic of Germany excluding the conflict rules of the German International Private Law (“Introductory Act to the German Civil Code”) (“Einführungsgesetz zum Bürgerlichen Gesetzbuche, EGBGB”). Jurisdiction for all mutual obligations from this contract is Berlin. If any provision of this agreement is held to be contrary to law, then such provision shall be construed, as nearly as possible, to reflect the intentions of the parties and the other provisions shall remain in full force and effect. Our failure to exercise or enforce any right or provision of this Agreement shall not constitute a waiver of such right or provision unless acknowledged and agreed to by Expatrio in writing.
6 CHANGES TO THE POLICY
We keep our STCHIP under regular review and hence Expatrio reserves the right to change this Policy. If Expatrio changes this Policy, you will find the changes and the current version of the STCHIP on our website. The present STCHIP are the 2nd version, having been updated on August 19th, 2019:
deleted Element Insurance AG
added Deutsche Gesellschaft internationale Studierende (DeGis)