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Partners

Our partners are an integral part of our business, they are essential for us to provide our best service. Through them we are able to offer an online and customized service for students and workers wishing to relocate to Germany. 

Their services are offered according to your needs. We do the work of connecting all the different companies to make your experience seamless!

Check out who are our partners, what they do and why they are so important for us.

Deutsche Gesellschaft internationaler Studierender (DeGiS)

DeGiS is the largest network for students living in Germany. Focusing on core values such as diversity, resilience, internationality and sustainability, DeGiS supports internationals to pave their path to success in Germany. As a part of DeGiS’ community, students are able to enjoy exclusive events, meet like-minded people, qualify for a scholarship and get top-notch career opportunities. DeGiS actively empowers its members to meet and connect, building a great network of international students in Germany.
Expatrio is a proud founding partner of DeGiS and takes the chairmanship in the board of trustees. 

DeGiS

Techniker Krankenkasse (TK) | Our public health insurance partner

Techniker Krankenkasse (TK) has been awarded the best German statutory (public) health insurance fund for the 12th time and the best health insurance for students by the renowned Focus-Money magazine. TK was also awarded, for 7 years in a row, as the fairest German health insurance fund among 36 health insurers tested by the German Institute for Service Quality (Deutsches Institut für Service-Qualität). Moreover, for the fourth time, Techniker Krankenkasse has been rated by TÜV SÜD for its “Service Excellence”, as the company offers the best service culture and reliability, customer satisfaction, qualification and employee satisfaction.

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DR-WALTER | Our private health insurance partner

DR-WALTER is the leading expert in insuring private and business travel as well as stays abroad. For more than 60 years, DR-WALTER has been a reliable partner for students, language students, au pairs, expatriates, travelers and workers. The company has been short-listed among the top three contenders for a Global Youth Travel Award in the "Best Travel Safety Initiative" category. Moreover, in 2016 DR-WALTER has won the Star Insurance Provider Award for the fifth consecutive year and was also awarded the title of Insurance Super Star.

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Blocked Account partners explained

We combined the best providers to offer you the best experience!

When opening your Blocked Account you need to ensure it is compliant to the German Residence Act (Aufenthaltsgesetz), so the Blocked Account has to be in your name and on a German bank with a German IBAN.

To make an international payment to your German Blocked Account, you can either transfer the funds by yourself or use an international payment service provider. We have partnered with Cohort Go to offer you transfers in many local currencies with great exchange rates and no fees. 

Last but not least, Expatrio relies on the technological infrastructure of MANGOPAY to enable a fast and scalable process of payment operations.

Cohort Go | Our educational payment service

Cohort Go is an international payment service provider headquartered in Australia. The company was founded to help international students to pay their tuition fees or education related payments. Cohort Go has already served more than 100,000 students from 180 countries in more than 60 different currencies. Cohort Go enables students to pay in their local currency and delivers funds at low foreign exchange rates and no fees. With Cohort Go as our educational payment partner, you are able to transfer money to your Blocked Account in a faster and cheaper way, compared to other alternatives - and the best is: it is fully integrated in the Expatrio User portal.

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MANGOPAY | Our financial technology provider

Mangopay is an online payment technology provider. Mangopay provides the payment technology for Expatrio's Blocked Account, enabling a real-time reconciliation and handling of funds. Mangopay holds a European license as payment service provider and is allowed to perform banking services in Germany. Mangopay is owned by Crédit Mutuel which operates 318 branches throughout Germany. Mangopay will also administrate the underlying banking infrastructure of your Blocked Account and has partnered with several banks for this purpose. Your Blocked Account will always be with a German bank, e.g. Commerzbank, which is of course fully licensed according to the German Banking Act (Kreditwesengesetz, KWG) by the German Financial Service Authority (BaFin).

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Blocked Account experience

When getting your Blocked Account, keep in mind that it is not only about opening it, but it is also a decision regarding your entire stay in Germany. With Expatrio you are in good hands, as we have perfected the interplay between the different providers, offering you the best experience.

N26 | Our current account partner

N26 is one of the best established digital banks in Europe. Expario and N26 are working together since day one of Expatrio as N26 is one of the predominant digital current account providers in Germany. Their free current bank account, N26 Standard, comes with other free benefits, such as credit card, withdrawals worldwide, and international money transfer. Their interface is easy to use and you are able to manage your current account from your laptop or smartphone, with their app. Their customer service is available in English and they offer a 24/7 chatbot support plus a live chat.

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Monese | Our current account partner

Monese is one of the most popular and trusted banking services in the UK and Europe. Launched in 2015 as the first 100% mobile current account in the UK, Monese offers banking service accessible to everyone. People from all over Europe can open a current account in minutes, free from the hidden fees and restrictions that legacy banks impose. In 2016, Monese was awarded the Best Challenger-Bank by the European Fintech Awards. Two years later, the company was named one of ten Disruptors to Watch by The Sunday Times.

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Element | Our property & casualty insurance partner

Founded in March 2017, ELEMENT develops custom-made, innovative white-label insurance products at record speed. These products are then marketed by the partners under their own brand. The company simplifies the complex processes of insurance right to the core with a digital technology architecture that allows partners to choose their own path. The product engine of ELEMENT allows partners to offer bespoke insurance products for a range of different use-cases and risks. The company acts as a risk carrier in 28 countries across Europe. 

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ONE | Our liability & travel insurance partner

ONE is the first digital all-round insurer in Europe, enabling users to take out monthly, cancellable insurance policies via smartphone within a few minutes. Focusing on household and liability insurance, damage is reported directly via the app and paid on the same day in 60% of cases. ONE was co-founded in 2016 by Expatrio's co-founder Alex Ruthemeier among others, and has its headquarter in Liechtenstein. ONE holds several high figure partners, such as the leading reinsurer, Munich RE, and the software company Salesforce. The company has been part of the WeFox Group founded by Julian Teicke.

ONE

HousingAnywhere | Our accommodation partner

HousingAnywhere is the world's largest rental accommodation platform for young professionals and international students boasting over 50,000 active advertisements and over 8 million users in over 60 countries. More than 150 partner universities recommend their students to use the HousingAnywhere platform. The Rotterdam-based technology start-up employs 120 people.

As our partner all German listings from HousingAnywhere are integrated on our platform. Our customers are able to browse apartments, studios, and rooms anywhere in Germany, and can easily book the accommodation.

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Border Concepts

Founded in 2003, Border Concepts is an agency for university and student marketing. Border Concepts offers universities and companies recruiting solutions to prospective students in higher levels of education. Through trade fairs, web portals, print media and consulting, Border Concepts facilitates mobility within Europe by connecting students to universities and other organizations. Border Concept is based in Germany.

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Berlin Partner for Business and Technology

The Berlin Partner for Business and Technology (Berlin Partner für Wirtschaft und Technologie) provides business and technology support for companies, investors and scientific institutions in Berlin. With customized services and an excellent science and research network, their experts provide an outstanding range of programs to help companies launch, innovate, expand and secure their economic future in the city. As a public-private partnership, Berlin Partner for Business and Technology collaborates with the Berlin State Senate and over 280 companies. The organization is also responsible for promoting the German capital to the world.

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Deutschlandstiftung Integration

Founded in 2008, the German Foundation for Integration (Deutschlandstiftung Integration) aims at leading to successful integration processes in Germany. The organization is focused in providing opportunities in education, training and entry into the job market for young people with a migrant background. Based in the belief that diversity enriches life as a community, the German Foundation for Integration acts to preserve social cohesion and ensure Germany's future viability. The organization’s projects and programs work on commitment and openness to diversity as well as on the creation of rules and conditions for the living in a diverse environment.

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Junior Chamber International (JCI)

The Junior Chamber International (JCI) is a nonprofit organization of young active citizens aged between 18 to 40 who are engaged and committed to creating impact in their communities. JCI gathers active citizens from all sectors of society and develops the skills, knowledge and understanding to enable them to make informed decisions and take action. The Junior Chamber International has more than 200,000 members, working on 5,000 local organizations and 100 national organizations, while sharing one mission: to be active citizens, solving local challenges. 

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BildungsWerk in Kreuzberg (BWK)

For 30 years, BWK has been committed to the professional and linguistic qualification of young people. Located in the pulsating and multicultural Berlin Kreuzberg, BWK is a nationally acclaimed educational institution. Accordingly, BWK focuses on training and further education of people from abroad.

With the new project, BWK Studienkolleg, the company prepares international school leavers for the University Assessment exam (Feststellungsprüfung - FSP) within ten months. BWK's goal is to build reliable academic bridges between nations by supporting international students in realizing their dream of studying in Germany. According to their motto “Everything from one source - everything under one roof”, BWK also offers apartments on campus.

BWK

BWA

The Federal Association for Economic Development and Foreign Trade (Bundesverband für Wirtschaftsförderung und Außenwirtschaft, BWA) is a German organization that gathers relevant players from vital economic fields to work for a common goal, sustainable growth. The association develops actions aimed at assuring an eco-social market economy, thus helping to maintain the world for the upcoming generations. As part of BWA, one will be able to find representatives from politics, economy, science and culture creating a strong network of like-minded individuals.

BWA

Localyze

Localyze is a software solution that facilitates international mobility and relocation. The company’s goal is to overcome borders and increase cultural understanding. The number of internationals coming to Germany is strongly increasing as more and more companies recruit internationally. Localyze believes that international mobility can be beneficial for all. Companies can combat shortage of skilled workforce, internationals have a chance to improve their economic situation and society can be positively impacted through increased diversity. 

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VISARIGHT

VISARIGHT aims at making the process of applying and obtaining a visa for Germany fast, effortless and affordable. The startup employs the newest technologies in the field of Legal Tech combined with migration law specialists. VISARIGHT provides their clients with competent solutions from expert German lawyers, whose knowledge has so far remained inaccessible to foreigners. You have the freedom to consult with their experts anywhere in the world, at any time. VISARIGHT values honesty, transparency and simplicity. 

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